Forget traditional mortgage and rent-to-own. Modernized rent-to-own options are reimagining homeownership, making it possible to live in and save for your dream home simultaneously.
Who We Are
Requity Homes is Canada’s #1 rent-to-own platform, partnered with CMHC and has the funding to purchase 100 homes immediately. We help Canadians who aren’t mortgage-ready move
into the home they love now—giving them time to build credit, save, and buy later. Together, we help tackle one of Canada’s biggest housing challenges.
Why We Are Different
CMHC Approval & Scale
Most programs lack CMHC approval or funding. We ensure secure, scalable deals for agents.
Low Down Payment Access
Clients need only 2% down, expanding your prospects and enabling more closures.
Front-End All Fees
Requity Homes covers upfront fees so clients’ money funds the deposit, unlike competitors with hidden costs.
We Handle Ongoing Costs
We handle legal, title insurance, and land transfer taxes—clients pay only inspections. Competitors burden clients with these costs.
Flexible Buyback & Fast Closings
Clients purchase anytime with no penalties. Competitors impose rigid timelines, fees and slow closings.
Who Qualifies
- Minimum Annual Household Income: $70,000+
- Current Savings: As low as 2% of the home’s initial price
- No active bankruptcy / consumer proposal
- Credit Standing: Minimum credit score of 500
- Property Type: Freehold single-family homes or townhouses up to $600,000; no condos or RVs
- Documentation is Key: Proper documentation is crucial for full approval. You can help clients gather income statements, proof of savings, and other required paperwork.